American Express
Unlock premium Airpoints, enjoy 1,400+ airport lounges worldwide, free travel insurance, and earn status points on every dollar spent. Get 400 bonus Airpoints for a limited time.
The American Express Airpoints Platinum Card offers a competitive interest rate of 22.95% p.a. and provides a substantial credit limit (subject to approval). With an annual fee of $195, cardholders benefit from up to 55 days interest free on purchases. Earn 1 Airpoints Dollar for every $70 spent and 1 Status Point per $250 spent. Complimentary travel insurance and airport lounge access add significant value, making this an ideal option for frequent travellers and reward seekers.
How to Apply
Applying for the American Express Airpoints Platinum Card is straightforward. First, ensure you meet the requirements: be at least 18 years old, have a good credit record, and be a New Zealand resident or citizen. Gather your identification and income documents in advance for a smooth process.
Visit the American Express application portal and complete the online application with accurate personal and financial information. You may be asked for supporting documents to verify your income and identity.
After submission, your application will be assessed. If approved, you will receive your new card soon by post and can start making purchases while earning Airpoints immediately.
Remember to activate your card upon receipt and begin taking advantage of the welcome offers and benefits without delay.
For joint or supplementary cards, simply follow the prompts during the application to add authorised users at no extra cost.
Zalety
A key advantage of this card is the strong Airpoints earning rate. For every $70 spent, you get 1 Airpoints Dollar, which is among the most rewarding rates for Kiwi cardholders seeking to earn NZ Airpoints.
The card also offers up to 1,400 global airport lounge accesses and complimentary premium travel insurance on both domestic and international journeys, ensuring peace of mind and added comfort.
Wady
One downside is the $195 annual fee. While justified by the perks, it may not suit infrequent travellers or those seeking a low-maintenance card.
The purchase and cash advance interest rate of 22.95% p.a. is relatively high, meaning you should aim to pay off your balance monthly to avoid costly interest charges.
Werdykt
The American Express Airpoints Platinum Card is an excellent choice for New Zealanders who travel frequently and value earning Airpoints and enjoying global lounge access. The complimentary travel insurance and signup bonus add even more value. However, if you rarely travel or tend to carry a balance, consider a low-fee or low-interest alternative. Overall, this card stands out for its rewards and premium travel perks.
