Avant Money
Enjoy 0% on balance transfers for 9 months, 0% on money transfers for 12 months, plus €150 cashback on €1,000+ transferred.
The Avant Money One Card offers Irish consumers one of the most competitive credit card deals available. Benefit from 0% balance transfers for 9 months, 0% money transfers for 12 months, and a cash reward of €150 when your transferred balance is €1,000 or more within 90 days. With a typical APR of 22.9% and additional cashback perks, it stands out for those looking to manage debt efficiently while earning rewards.
How to Apply: Step-by-Step Guide
Start your application online by providing basic personal and financial details. Ensure you meet eligibility requirements, including minimum income and credit status. Upload any requested documentation, such as proof of address and identification. Await quick approval, then follow instructions to transfer your existing credit card balance for the introductory rates. Once your card arrives, activate it and start enjoying your new benefits immediately.
Advantages of the Avant Money One Card
This card provides one of the longest 0% periods for both balance and money transfers, which helps reduce your interest costs significantly. The €150 cashback is an appealing incentive, especially for those shifting larger balances. With transparent fees and a reputable provider, it’s ideal for smart money management.
The choice of introductory offers supports both those clearing existing debt and customers seeking added flexibility—giving you time to pay down balances with no added interest and offering strong customer protection.
Potential Disadvantages
After the introductory period, the typical APR reverts to 22.9%, which is at the high end of Irish credit card rates. So, if you don’t clear the balance in time, you may face hefty interest charges. Also, foreign transaction fees and cash advance fees apply, so these should be considered if you use your card abroad or withdraw cash.
The €150 cashback is only available with a minimum €1,000 balance transfer, so if you’re transferring less, you won’t qualify for the reward.
Our Verdict
The Avant Money One Card is highly recommended for anyone looking to save on interest or earn rewards on a sizeable balance transfer. The long 0% period, substantial cashback, and transparent application process make this a stand-out choice. Take time to clear your balance within the promotional window to maximise value, and always read the full terms before applying.
