An Post Money
Benefit from 0% interest for up to 12 months. Flexible credit limits, no set-up fees, and unique money transfer options make this one of Ireland’s strongest credit cards.
The An Post Money Credit Card stands out in the Irish market with its attractive introductory 0% interest rates. For the Classic Card, enjoy this on balance transfers for an entire 12 months. Alternatively, opt for the Flex Card to get 0% interest on purchases over 9 months. There are no set-up fees, and credit limits are tailored based on individual financial profiles.
The application process is streamlined to be entirely online. To start, simply fill in the form, provide your personal and financial details, and upload one piece of photographic ID. Once approved, you will receive a personalised credit limit. Finally, your new credit card is issued for use, giving you immediate access to the promotional rates.
Application Steps
- Complete the short online application form
- Upload required photo identification (passport, licence, or age card)
- Wait for eligibility check and approval
- Receive confirmation and your credit card in the post
Wichtigste Vorteile
The standout advantage is the long introductory 0% interest period, ideal for balance transfers or big-ticket purchases. There is also the flexibility to add up to three additional cardholders free of charge. Furthermore, money transfer features allow you to move funds directly into your bank account.
Hauptnachteile
After the promotional period, a standard variable APR of 22.9% applies, which is above average. There is also a government stamp duty of €30 per annum, and late payments can result in significant fees.
Urteil
Both An Post Money Classic and Flex Credit Cards are suitable options if your goal is saving on interest for the first nine to twelve months. While some fees apply after the offer period, for disciplined payers the advantages outweigh the drawbacks.
