Arab Bank UAE Instant Personal Loan
No paperwork! Get up to AED 300,000 through the app—approval in minutes! Enjoy flexible terms up to 48 months. Exclusive for Elite & Premium customers.
Arab Bank UAE’s Instant Personal Loan puts flexibility and speed at your fingertips. Designed for Elite and Premium clients, this loan allows you to borrow up to AED 300,000 with terms extending as long as 48 months, all from the convenience of your mobile. The application is 100% digital—no visit to the branch or paperwork required. While the specific interest rate is not publicly stated, the process is engineered to be fast, with approval and disbursement in as little as 15 minutes.
Step-by-Step Guide to Apply
- Log into the Arabi Mobile app.
- Go to “Products & Services” under “More.”
- Select “Loans & Loan Services.”
- Choose “Personal Loan” and tap the “+” to start.
- Set your loan details and calculate your monthly payments.
- Review terms, agree to the credit inquiry, and accept the offer.
- Follow the on-screen contract steps and click “Disburse.”
- Loan funds are credited in minutes.
Pros
Approval is nearly instant—no physical paperwork, no branch visit. The maximum loan amounts of AED 200,000 for Premium and AED 300,000 for Elite meet many customers’ borrowing needs.
You control your schedule. Apply 24/7 using the Arabi Mobile app and receive funds directly into your account, making life’s urgent expenses easier to manage.
Cons
Only existing salary transfer customers with at least six-month history are eligible, so it isn’t accessible for everyone.
The product is available exclusively to Arab Bank’s Elite and Premium segments, which may limit wider appeal among UAE residents.
Werdykt
The Arab Bank Instant Personal Loan offers impressive speed and digital simplicity. If you’re an eligible customer, it’s a top contender for hassle-free, same-day cash in the UAE.
