{"id":166,"date":"2025-08-15T16:55:00","date_gmt":"2025-08-15T16:55:00","guid":{"rendered":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/"},"modified":"2025-08-15T17:06:23","modified_gmt":"2025-08-15T17:06:23","slug":"how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed","status":"publish","type":"post","link":"https:\/\/themarketyield.com\/fr\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/","title":{"rendered":"Comment les dividendes sont impos\u00e9s aux \u00c9tats-Unis"},"content":{"rendered":"<p>Nombreux sont les investisseurs qui appr\u00e9cient de recevoir des dividendes\u00a0: c\u2019est comme recevoir une prime inattendue pour poss\u00e9der une part d\u2019une entreprise. Pourtant, rares sont ceux qui s\u2019interrogent sur les cons\u00e9quences fiscales. Ce ch\u00e8que de dividende peut sembler gratifiant, mais il implique \u00e9galement une obligation envers le fisc.<\/p>\n\n\n\n<p>Comprendre la fiscalit\u00e9 des dividendes est essentiel pour quiconque souhaite investir en bourse et se constituer un patrimoine. La classification de vos revenus de dividendes peut faire toute la diff\u00e9rence entre une facture fiscale importante et une facture fiscale all\u00e9ch\u00e9e. Les r\u00e8gles ne sont pas aussi compliqu\u00e9es qu&#039;elles n&#039;y paraissent\u00a0!<\/p>\n\n\n\n<p>Ce guide vous aidera \u00e0 comprendre le traitement fiscal des dividendes selon vos diff\u00e9rents revenus et votre situation fiscale. Vous y d\u00e9couvrirez des conseils pratiques, des exemples concrets et des strat\u00e9gies efficaces pour optimiser votre rendement net d&#039;imp\u00f4t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Types de revenus de dividendes\u00a0: les fondements de la fiscalit\u00e9<\/h2>\n\n\n\n<p>Les revenus de dividendes sont impos\u00e9s selon leur cat\u00e9gorie, d&#039;o\u00f9 l&#039;importance de conna\u00eetre la diff\u00e9rence entre les dividendes ordinaires (non qualifi\u00e9s) et les dividendes qualifi\u00e9s. Chacun est impos\u00e9 diff\u00e9remment, ce qui peut avoir une incidence sur votre rendement global.<\/p>\n\n\n\n<p>Imaginez deux voisins, Sam et Lee, qui re\u00e7oivent tous deux des dividendes. Les dividendes de Sam sont imposables au taux normal, comme un salaire, tandis que ceux de Lee b\u00e9n\u00e9ficient d&#039;un taux r\u00e9duit. Leurs d\u00e9clarations de revenus de fin d&#039;ann\u00e9e seront donc bien diff\u00e9rentes\u00a0!<\/p>\n\n\n\n<ul>\n<li><strong>Dividendes admissibles<\/strong> proviennent de soci\u00e9t\u00e9s am\u00e9ricaines et de certaines soci\u00e9t\u00e9s \u00e9trang\u00e8res, d\u00e9tenues pour une p\u00e9riode d\u00e9termin\u00e9e.<\/li>\n\n\n\n<li><strong>Dividendes ordinaires<\/strong> incluent les paiements provenant de la plupart des REIT, des soci\u00e9t\u00e9s en commandite principales ou des actions d\u00e9tenues \u00e0 court terme.<\/li>\n\n\n\n<li><strong>Dividendes sp\u00e9ciaux<\/strong> Les versements ponctuels ou les paiements uniques ne sont pas toujours \u00e9ligibles \u00e0 des taux r\u00e9duits.<\/li>\n\n\n\n<li><strong>Distributions de gains en capital<\/strong> repr\u00e9sentent les b\u00e9n\u00e9fices du fonds distribu\u00e9s, et non les dividendes habituels.<\/li>\n\n\n\n<li><strong>Dividendes assimilables \u00e0 des int\u00e9r\u00eats<\/strong> Les revenus provenant de fonds obligataires sont souvent impos\u00e9s comme un revenu ordinaire, et non \u00e0 des taux r\u00e9duits.<\/li>\n<\/ul>\n\n\n\n<p>Comprendre la diff\u00e9rence vous permet de savoir quelle partie de vos revenus de placement peut b\u00e9n\u00e9ficier d&#039;un traitement fiscal plus avantageux chaque ann\u00e9e. C&#039;est comme obtenir une r\u00e9duction d&#039;imp\u00f4t simplement en choisissant les bons types de placements\u00a0!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Traitement fiscal des dividendes ordinaires et des dividendes qualifi\u00e9s<\/h2>\n\n\n\n<p>Les dividendes ordinaires sont impos\u00e9s selon votre taux d&#039;imposition sur le revenu habituel. Autrement dit, si vous \u00eates imposable selon le bar\u00e8me 22%, votre dividende ordinaire sera impos\u00e9 selon ce bar\u00e8me. Ce n&#039;est pas forc\u00e9ment avantageux, mais c&#039;est simple.<\/p>\n\n\n\n<p>Les dividendes admissibles, en revanche, offrent un avantage fiscal. Supposons que Charlotte et Greg per\u00e7oivent chacun 1\u00a0000\u00a0$ de dividendes. Charlotte re\u00e7oit des dividendes admissibles, impos\u00e9s \u00e0 151\u00a0000\u00a0$, tandis que ceux de Greg proviennent d&#039;une FPI et sont impos\u00e9s \u00e0 241\u00a0000\u00a0$. Charlotte conserve donc un montant plus \u00e9lev\u00e9 apr\u00e8s imp\u00f4ts.<\/p>\n\n\n\n<p>Pour b\u00e9n\u00e9ficier des taux de dividendes admissibles, vous devez d\u00e9tenir l&#039;action pendant au moins 61 jours sur les 121 jours entourant la date de d\u00e9tachement du dividende. Pour les actions privil\u00e9gi\u00e9es, cette p\u00e9riode est port\u00e9e \u00e0 91 jours sur 181.<\/p>\n\n\n\n<p>Si vous ne respectez pas les conditions de d\u00e9tention ou si vous percevez des dividendes de soci\u00e9t\u00e9s \u00e9trang\u00e8res sans convention fiscale ad\u00e9quate, ces dividendes seront impos\u00e9s comme un revenu ordinaire. Nombre d&#039;investisseurs sont surpris par ce d\u00e9tail.<\/p>\n\n\n\n<p>Comprendre ces r\u00e8gles vous aide \u00e0 prendre des d\u00e9cisions d&#039;investissement \u00e9clair\u00e9es et \u00e0 d\u00e9finir des attentes r\u00e9alistes quant \u00e0 votre rendement total. Tenez toujours compte du type de dividende et de votre p\u00e9riode de d\u00e9tention.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Situation fiscale et niveau de revenu\u00a0: impact sur les taux d\u2019imposition des dividendes<\/h2>\n\n\n\n<p>Le fait d&#039;\u00eatre c\u00e9libataire, mari\u00e9(e) conjointement ou chef de famille monoparentale a une incidence importante sur l&#039;imposition de vos dividendes. L&#039;administration fiscale am\u00e9ricaine (IRS) fixe des seuils de revenus pour b\u00e9n\u00e9ficier de taux d&#039;imposition r\u00e9duits sur les dividendes admissibles.<\/p>\n\n\n\n<ol>\n<li><strong>D\u00e9posants individuels :<\/strong> Les personnes dont le revenu imposable ne d\u00e9passe pas environ 44\u00a0625 $ paient un taux d&#039;imposition de 0,3 % sur les dividendes admissibles, tandis que celles dont le revenu est plus \u00e9lev\u00e9 passent aux taux de 1,5 % ou 2,0 %. Par exemple, Jamie, c\u00e9libataire, gagne 40\u00a0000 $, donc son dividende admissible de 500 $ n&#039;est pas impos\u00e9.<\/li>\n\n\n\n<li><strong>D\u00e9claration conjointe des personnes mari\u00e9es\u00a0:<\/strong> Les couples b\u00e9n\u00e9ficient de seuils plus \u00e9lev\u00e9s\u00a0: jusqu\u2019\u00e0 89\u00a0250\u00a0$ pour la tranche 0%. Si Alex et Morgan ont un revenu combin\u00e9 de 80\u00a0000\u00a0$, leur dividende admissible de 2\u00a0000\u00a0$ est exon\u00e9r\u00e9 d\u2019imp\u00f4t.<\/li>\n\n\n\n<li><strong>Chef de famille :<\/strong> Ce statut offre un taux 0% jusqu&#039;\u00e0 $59 750 de revenu imposable, aidant les parents c\u00e9libataires ou ceux qui soutiennent des personnes \u00e0 charge \u00e0 \u00e9conomiser de l&#039;imp\u00f4t sur les dividendes.<\/li>\n\n\n\n<li><strong>Tableau ascendant :<\/strong> Si vos revenus d\u00e9passent ces seuils, le taux d&#039;imposition des dividendes admissibles passe \u00e0 15%. Pour les contribuables \u00e0 revenus \u00e9lev\u00e9s (plus de $492\u00a0300 $ pour une personne seule ou plus de $553\u00a0850 $ pour un couple), le taux atteint 20% sur les dividendes admissibles.<\/li>\n\n\n\n<li><strong>Dividendes ordinaires :<\/strong> Quel que soit votre statut fiscal, les dividendes ordinaires sont impos\u00e9s \u00e0 votre taux marginal standard, qui peut aller de 10% \u00e0 37% en 2024.<\/li>\n\n\n\n<li><strong>Les exemples varient\u00a0:<\/strong> Par exemple, deux familles ayant le m\u00eame dividende de $1 000 mais des niveaux de revenus diff\u00e9rents pourraient devoir $0 ou $200 en imp\u00f4ts f\u00e9d\u00e9raux.<\/li>\n\n\n\n<li><strong>N&#039;oubliez pas les imp\u00f4ts d&#039;\u00c9tat\u00a0:<\/strong> Certains \u00c9tats imposent \u00e9galement les dividendes, ce qui augmentera le montant que vous pourriez devoir en avril.<\/li>\n<\/ol>\n\n\n\n<p>Comprendre ces tranches d&#039;imposition vous permettra de mieux planifier vos investissements et vos imp\u00f4ts. Une bonne planification pourrait vous permettre de conserver une plus grande partie de vos dividendes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comparaison des comptes d&#039;investissement\u00a0: imposables vs. \u00e0 avantages fiscaux<\/h2>\n\n\n\n<p>Le type de compte utilis\u00e9 pour d\u00e9tenir des placements \u00e0 dividendes est aussi important que le dividende lui-m\u00eame. Les comptes de courtage imposables et les comptes \u00e0 avantages fiscaux modifient consid\u00e9rablement votre situation fiscale.<\/p>\n\n\n\n<p>Imaginez que vous placiez vos actions \u00e0 dividendes dans un Roth IRA. Tous ces dividendes fructifient et peuvent \u00eatre retir\u00e9s sans imp\u00f4t, comme les fruits de votre jardin que vous ne payez jamais au fisc. Dans un compte-titres classique, chaque dividende est susceptible d&#039;entra\u00eener une imposition.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Type de compte<\/th><th>Imp\u00f4t sur les dividendes\u00a0?<\/th><th>Retenue<\/th><\/tr><\/thead><tbody><tr><td>Courtage imposable<\/td><td>Oui, chaque ann\u00e9e<\/td><td>Non<\/td><\/tr><tr><td>IRA\/401(k) traditionnel<\/td><td>Imp\u00f4t sur le retrait<\/td><td>Possible<\/td><\/tr><tr><td>Roth IRA\/401(k)<\/td><td>Aucun imp\u00f4t (retrait admissible)<\/td><td>Non<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Le tableau ci-dessus illustre le traitement fiscal des dividendes selon les diff\u00e9rents types de comptes. Si les comptes imposables offrent une certaine flexibilit\u00e9, ils entra\u00eenent des cons\u00e9quences fiscales annuelles. Les comptes \u00e0 avantages fiscaux, quant \u00e0 eux, prot\u00e8gent vos dividendes jusqu&#039;\u00e0 leur retrait, vous offrant ainsi un meilleur contr\u00f4le sur le calendrier et les taux d&#039;imposition.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les dividendes sont-ils tous \u00e9gaux\u00a0? Comparaison des sources et des versements<\/h2>\n\n\n\n<p>Le fait que deux placements versent 1\u00a0000\u00a0$ de dividendes ne signifie pas qu&#039;ils seront impos\u00e9s de la m\u00eame mani\u00e8re. La source et la nature du versement ont une incidence importante sur votre d\u00e9claration de revenus.<\/p>\n\n\n\n<p>Prenons l&#039;exemple de deux amis. Maria poss\u00e8de des actions d&#039;une entreprise de premier ordre et per\u00e7oit r\u00e9guli\u00e8rement des dividendes qualifi\u00e9s. Kyle, quant \u00e0 lui, investit dans une soci\u00e9t\u00e9 d&#039;investissement immobilier cot\u00e9e (SIIC) qui lui verse des dividendes non qualifi\u00e9s. Le montant total per\u00e7u est le m\u00eame, mais Maria paiera moins d&#039;imp\u00f4ts.<\/p>\n\n\n\n<p>Prenons une autre analogie\u00a0: imaginez deux paniers-cadeaux. Le premier contient des fruits frais (de qualit\u00e9), tandis que le second renferme des en-cas import\u00e9s (ordinaires). Tous deux paraissent g\u00e9n\u00e9reux, mais le second est soumis \u00e0 des droits de douane, tout comme un taux d\u2019imposition plus \u00e9lev\u00e9.<\/p>\n\n\n\n<p>De m\u00eame, les dividendes des fonds communs de placement peuvent \u00eatre r\u00e9partis entre distributions ordinaires, distributions qualifi\u00e9es et distributions de gains en capital. Consultez toujours votre formulaire 1099-DIV annuel pour conna\u00eetre le montant exact que vous recevez.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comprendre les principaux formulaires fiscaux et les \u00e9ch\u00e9ances<\/h2>\n\n\n\n<ul>\n<li>Le formulaire 1099-DIV de votre courtier r\u00e9capitule le total de vos dividendes ordinaires et admissibles re\u00e7us.<\/li>\n\n\n\n<li>Formulaire 1040 : D\u00e9clarez les revenus de dividendes sur la d\u00e9claration de revenus principale, annexe B si le total d\u00e9passe $1 500.<\/li>\n\n\n\n<li>L&#039;annexe B d\u00e9taille les dividendes et les int\u00e9r\u00eats exig\u00e9s par l&#039;IRS.<\/li>\n\n\n\n<li>La date limite pour d\u00e9clarer ses imp\u00f4ts est le 15 avril la plupart des ann\u00e9es ; des prolongations peuvent \u00eatre accord\u00e9es si vous avez besoin de plus de temps.<\/li>\n\n\n\n<li>Des d\u00e9clarations modifi\u00e9es (formulaire 1040-X) peuvent \u00eatre n\u00e9cessaires si vous recevez des formulaires 1099 corrig\u00e9s apr\u00e8s avoir d\u00e9pos\u00e9 votre d\u00e9claration.<\/li>\n\n\n\n<li>Les relev\u00e9s des fonds communs de placement ajoutent des niveaux de d\u00e9claration suppl\u00e9mentaires pour les distributions de gains en capital ou les avoirs \u00e9trangers.<\/li>\n\n\n\n<li>Les outils et publications en ligne de l&#039;IRS peuvent aider \u00e0 clarifier les questions complexes de d\u00e9claration au moment des imp\u00f4ts.<\/li>\n<\/ul>\n\n\n\n<p>Chaque \u00e9tape du processus de d\u00e9claration vous assure de d\u00e9clarer le montant et le type exacts de dividendes, vous \u00e9vitant ainsi des erreurs ou des p\u00e9nalit\u00e9s co\u00fbteuses. Une bonne organisation facilite la p\u00e9riode des imp\u00f4ts.<\/p>\n\n\n\n<p>Les formulaires et les \u00e9ch\u00e9ances indiqu\u00e9s vous permettent de rester en conformit\u00e9 et de r\u00e9duire votre stress. Tenir des registres pr\u00e9cis tout au long de l&#039;ann\u00e9e peut vous \u00e9viter bien des tracas au printemps.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sc\u00e9narios hypoth\u00e9tiques et implications concr\u00e8tes de la fiscalit\u00e9 des dividendes<\/h2>\n\n\n\n<p>Chaque contribuable est unique. Imaginez que vous receviez un dividende exceptionnel important qui vous fait passer dans une tranche d&#039;imposition sup\u00e9rieure. Soudain, ce qui semblait \u00eatre un taux de 15% pourrait devenir un taux de 20% pour certains de vos dividendes.<\/p>\n\n\n\n<p>En revanche, si vous achetez une action juste avant la date de d\u00e9tachement du dividende, mais que vous la revendez dix jours plus tard, votre gain ne b\u00e9n\u00e9ficiera pas du taux r\u00e9duit et vous paierez plus d&#039;imp\u00f4ts. Conserver ses investissements plus longtemps peut s&#039;av\u00e9rer payant, au sens propre comme au figur\u00e9.<\/p>\n\n\n\n<p>Prenons un autre exemple\u00a0: vous d\u00e9m\u00e9nagez du Texas en Californie. M\u00eame si votre taux d\u2019imposition f\u00e9d\u00e9ral reste inchang\u00e9, la taxe \u00e9lev\u00e9e de l\u2019\u00c9tat de Californie sur les dividendes r\u00e9duit votre rendement net. Comparer les diff\u00e9rences fiscales r\u00e9gionales peut influencer vos d\u00e9cisions d\u2019investissement ou de r\u00e9sidence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">R\u00e9flexions finales sur la planification, les strat\u00e9gies et les prochaines \u00e9tapes<\/h2>\n\n\n\n<p>Maintenant que vous avez examin\u00e9 diff\u00e9rents aspects de la fiscalit\u00e9 des dividendes, il est clair qu&#039;\u00eatre un investisseur averti implique de bien ma\u00eetriser la r\u00e9glementation fiscale. Des d\u00e9cisions mineures, comme le choix du compte bancaire pour vos actions \u00e0 dividendes, peuvent avoir des cons\u00e9quences importantes au moment de d\u00e9clarer vos imp\u00f4ts.<\/p>\n\n\n\n<p>Le respect des obligations de d\u00e9claration et des d\u00e9lais de d\u00e9tention vous \u00e9vite les mauvaises surprises. En planifiant vos versements de dividendes et en comprenant vos tranches d&#039;imposition, vous optimisez vos revenus et conservez une plus grande part de vos gains.<\/p>\n\n\n\n<p>Avant tout, une strat\u00e9gie d&#039;investissement et fiscale adapt\u00e9e est personnelle. Ce qui fonctionne pour une personne peut ne pas convenir \u00e0 une autre. Analysez votre situation chaque ann\u00e9e et n&#039;h\u00e9sitez pas \u00e0 demander de l&#039;aide en cas de besoin.<\/p>\n\n\n\n<p>Comprendre la fiscalit\u00e9 de vos dividendes est un investissement rentable. Plus vous en savez, plus vos d\u00e9cisions d&#039;investissement seront judicieuses, ce qui se traduira par de meilleurs r\u00e9sultats \u00e0 long terme. Optimisez chaque dollar de dividende.<\/p>","protected":false},"excerpt":{"rendered":"<p>D\u00e9couvrez comment les dividendes am\u00e9ricains sont impos\u00e9s, apprenez la diff\u00e9rence entre les dividendes qualifi\u00e9s et les dividendes ordinaires, et comprenez comment vos revenus, votre situation fiscale et le choix de votre compte influencent votre imp\u00f4t. B\u00e9n\u00e9ficiez de conseils pratiques et d&#039;exemples concrets.<\/p>","protected":false},"author":44,"featured_media":188,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[2],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Dividends Are Taxed in the U.S. - The Market Yield<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/themarketyield.com\/fr\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Dividends Are Taxed in the U.S. - The Market Yield\" \/>\n<meta property=\"og:description\" content=\"Explore how US dividends are taxed, learn the difference between qualified and ordinary dividends, and see how income, filing status, and account choice shape your tax bill. Get practical tips and real-world examples.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/themarketyield.com\/fr\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/\" \/>\n<meta property=\"og:site_name\" content=\"The Market Yield\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-15T16:55:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-15T17:06:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"233\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Abner Silvestre\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Abner Silvestre\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/\"},\"author\":{\"name\":\"Abner Silvestre\",\"@id\":\"https:\/\/themarketyield.com\/#\/schema\/person\/1cbb01db1b85382186bb6f240e4de4f2\"},\"headline\":\"How Dividends Are Taxed in the U.S.\",\"datePublished\":\"2025-08-15T16:55:00+00:00\",\"dateModified\":\"2025-08-15T17:06:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/\"},\"wordCount\":1454,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/themarketyield.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg\",\"articleSection\":[\"Stocks\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/\",\"url\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/\",\"name\":\"How Dividends Are Taxed in the U.S. - The Market Yield\",\"isPartOf\":{\"@id\":\"https:\/\/themarketyield.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg\",\"datePublished\":\"2025-08-15T16:55:00+00:00\",\"dateModified\":\"2025-08-15T17:06:23+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage\",\"url\":\"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg\",\"contentUrl\":\"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg\",\"width\":233,\"height\":350,\"caption\":\"Black background highlighting gold coins and chocolate representing a tax season concept.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/themarketyield.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Dividends Are Taxed in the U.S.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/themarketyield.com\/#website\",\"url\":\"https:\/\/themarketyield.com\/\",\"name\":\"The Market Yield\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/themarketyield.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/themarketyield.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/themarketyield.com\/#organization\",\"name\":\"The Market Yield\",\"url\":\"https:\/\/themarketyield.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/themarketyield.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/11\/cropped-Logo-The-Market-Yield-1.png\",\"contentUrl\":\"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/11\/cropped-Logo-The-Market-Yield-1.png\",\"width\":600,\"height\":599,\"caption\":\"The Market Yield\"},\"image\":{\"@id\":\"https:\/\/themarketyield.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/themarketyield.com\/#\/schema\/person\/1cbb01db1b85382186bb6f240e4de4f2\",\"name\":\"Abner Silvestre\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/themarketyield.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/cda944e2263e9bfaab16a11e077610c6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/cda944e2263e9bfaab16a11e077610c6?s=96&d=mm&r=g\",\"caption\":\"Abner Silvestre\"},\"url\":\"https:\/\/themarketyield.com\/fr\/author\/abnermwsilvestre\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Dividends Are Taxed in the U.S. - The Market Yield","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/themarketyield.com\/fr\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/","og_locale":"fr_FR","og_type":"article","og_title":"How Dividends Are Taxed in the U.S. - The Market Yield","og_description":"Explore how US dividends are taxed, learn the difference between qualified and ordinary dividends, and see how income, filing status, and account choice shape your tax bill. Get practical tips and real-world examples.","og_url":"https:\/\/themarketyield.com\/fr\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/","og_site_name":"The Market Yield","article_published_time":"2025-08-15T16:55:00+00:00","article_modified_time":"2025-08-15T17:06:23+00:00","og_image":[{"width":233,"height":350,"url":"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg","type":"image\/jpeg"}],"author":"Abner Silvestre","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Abner Silvestre","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#article","isPartOf":{"@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/"},"author":{"name":"Abner Silvestre","@id":"https:\/\/themarketyield.com\/#\/schema\/person\/1cbb01db1b85382186bb6f240e4de4f2"},"headline":"How Dividends Are Taxed in the U.S.","datePublished":"2025-08-15T16:55:00+00:00","dateModified":"2025-08-15T17:06:23+00:00","mainEntityOfPage":{"@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/"},"wordCount":1454,"commentCount":0,"publisher":{"@id":"https:\/\/themarketyield.com\/#organization"},"image":{"@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage"},"thumbnailUrl":"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg","articleSection":["Stocks"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/","url":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/","name":"How Dividends Are Taxed in the U.S. - The Market Yield","isPartOf":{"@id":"https:\/\/themarketyield.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage"},"image":{"@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage"},"thumbnailUrl":"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg","datePublished":"2025-08-15T16:55:00+00:00","dateModified":"2025-08-15T17:06:23+00:00","breadcrumb":{"@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#primaryimage","url":"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg","contentUrl":"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/08\/Black-background-highlighting-gold-coins-and-chocolate-representing-a-tax-season-concept.jpg","width":233,"height":350,"caption":"Black background highlighting gold coins and chocolate representing a tax season concept."},{"@type":"BreadcrumbList","@id":"https:\/\/themarketyield.com\/how-dividends-are-taxed-in-the-us-learn-how-dividend-income-is-classified-taxed\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/themarketyield.com\/"},{"@type":"ListItem","position":2,"name":"How Dividends Are Taxed in the U.S."}]},{"@type":"WebSite","@id":"https:\/\/themarketyield.com\/#website","url":"https:\/\/themarketyield.com\/","name":"The Market Yield","description":"","publisher":{"@id":"https:\/\/themarketyield.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/themarketyield.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/themarketyield.com\/#organization","name":"The Market Yield","url":"https:\/\/themarketyield.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/themarketyield.com\/#\/schema\/logo\/image\/","url":"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/11\/cropped-Logo-The-Market-Yield-1.png","contentUrl":"https:\/\/themarketyield.com\/wp-content\/uploads\/sites\/425\/2025\/11\/cropped-Logo-The-Market-Yield-1.png","width":600,"height":599,"caption":"The Market Yield"},"image":{"@id":"https:\/\/themarketyield.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/themarketyield.com\/#\/schema\/person\/1cbb01db1b85382186bb6f240e4de4f2","name":"Abner Silvestre","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/themarketyield.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/cda944e2263e9bfaab16a11e077610c6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cda944e2263e9bfaab16a11e077610c6?s=96&d=mm&r=g","caption":"Abner Silvestre"},"url":"https:\/\/themarketyield.com\/fr\/author\/abnermwsilvestre\/"}]}},"_links":{"self":[{"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/posts\/166"}],"collection":[{"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/comments?post=166"}],"version-history":[{"count":2,"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/posts\/166\/revisions"}],"predecessor-version":[{"id":235,"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/posts\/166\/revisions\/235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/media\/188"}],"wp:attachment":[{"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/media?parent=166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/categories?post=166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/themarketyield.com\/fr\/wp-json\/wp\/v2\/tags?post=166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}